Ponce Bank
Policies
- Deposit Protection
Customers served
- Personal
- Small businesses
Services
- Mobile banking
- Local branches
- Free ATM network
What this bank offers
- Free ATM network
- Checking accounts
- Savings accounts
- Interest rates
- Business accounts
- Small business lending
- Credit cards
- Mortgages or loans
- Deposit protection
- Mobile banking
Product information from Bank.Green. Please confirm details with the institution.
Where its loans go
Its largest lending area is apartment buildings, at 36% of its loans. The figures come from the bank's public filings with the FDIC for 30 June 2026 (FDIC certificate 31189).
These figures show where its loans go. They are separate from its Bank.Green rating, which looks at its fossil fuel financing and its climate policies and commitments.
- Homes 15%Community banks: 27%Mortgages and home equity loans on houses and other homes with one to four units.
- Apartment buildings 36%Community banks: 8%Loans secured by apartment buildings with five or more homes.
- Business and commercial property 21%Community banks: 43%Loans to businesses, and loans secured by offices, shops, warehouses and other commercial property.
- Construction and land 28%Community banks: 8%Loans to build homes and other buildings, and to buy and prepare land for development.
- Farms 0%Community banks: 8%Loans secured by farmland, and loans to farmers for crops, livestock and equipment.
- Consumer loans (cars, cards, personal) 0%Community banks: 3%Car loans, credit card balances and other personal loans to households.
- Other 0%Community banks: 3%All other lending, such as loans to other financial institutions, loans to governments and leases.
127%Loans as a share of depositsIts total loans divided by the deposits it holds. A higher share means more of its deposits are lent out. Above 100% means it also lends money raised in other ways.
CDFICertified community development financial institutionCertified by the U.S. Treasury's CDFI Fund as a lender whose main mission is serving low-income and underserved communities.
MDIMinority depository institution (Majority of the Board Hispanic American, serving a minority community)Recognized by the FDIC or NCUA as owned or led by people from a minority group, or as serving mainly minority communities.
This profile is based on public information available to Bank for Good, including quarterly filings with the FDIC or NCUA and the CDFI Fund's list of certified institutions, as of 30 June 2026. It may be out of date. Please confirm details directly with the institution.
