Optus Bank

Optus Bank

At Optus, our origins date back to 1921 when a group of visionary and courageous African American leaders founded Victory Savings Bank on the principle that all people should have access to the American Dream, not just those born into the “right” circumstances. We are committed to helping all people build wealth and improve their lives, regardless of their background or situation.

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  • Online Services
  • Mobile Services
  • Mobile Check Deposit
  • Business Accounts
  • Small Business Lending


  • Community impact analyzed by Mighty Deposits More information
  • Black-owned or led

Opportunity Account

  • Minimum to Open account

  • Monthly Fee

    $0 More information
  • minimum balance requirement

  • overdraft fee

  • ATM fee

    Free at ATMs in the Shazam network

Other services or features

  • Electronic transfers
  • Billpay
  • Alexa skills


Rates and fees are variable and often change. For the most up to date information, visit the institution’s website.

To see how this institution uses your money to lend in communities, visit their profile on Mighty Deposits.