Hope Federal Credit Union

Hope Federal Credit Union

HOPE (Hope Enterprise Corporation, Hope Credit Union and Hope Policy Institute) provides financial services; aggregates resources; and engages in advocacy to mitigate the extent to which factors such as race, gender, birthplace and wealth limit one’s ability to prosper. Since 1994, HOPE has generated more than $2.5 billion in financing that has benefitted more than 1.5 million people in Alabama, Arkansas, Louisiana, Mississippi and Tennessee.

Go to Website


  • Online Services
  • Mobile Services
  • Mobile Check Deposit
  • Open Account Online
  • Business Accounts
  • Small Business Lending


  • Community impact analyzed by Mighty Deposits More information
  • Credit Union
  • Black-owned or led
  • Community Development Financial Institution (CDFI) More information

The Hope Rewards Checking (for customers in AL, AR, LA, MS, & TN)

  • Minimum to Open a Checking Account

  • Monthly Fee

  • Minimum Balance Requirement

  • Overdraft Fee

  • ATM Fee

    Free at VISA Plus, CU24/CUHERE (now called CULIANCE) and PULSE ATMs

Other services or features

  • Financial literacy workshops
  • Free credit counseling
  • To support Hope’s mission of serving communities in the Deep South where wealth has been extracted across generations, members across the country may open Transformational Deposit accounts. Click here to learn more about these interest-bearing, mission-driven accounts.


Rates and fees are variable and often change. For the most up to date information, visit the institution’s website.

To see how this institution uses your money to lend in communities, visit their profile on Mighty Deposits.