Centinel Bank of Taos
Responsible banking
Social impact
- Minority Depository Institution (MDI)Recognized by the FDIC or NCUA as owned or led by people from a minority group, or as serving mainly minority communities.
- Above-average small business lending14% of its loans, compared with 11% for community banks
- Above-average home lending52% of its loans, compared with 27% for community banks
- Above-average lending to state and local governments7% of its loans, compared with <1% for community banks
- Deposit Protection
- Personal
- Small businesses
- Mobile banking
- Local branches
- No overdraft fee
- No overdraft fee
- Checking accounts
- Savings accounts
- Business accounts
- Small business lending
- Credit cards
- Mortgages or loans
- Deposit protection
- Mobile banking
Product information from Bank.Green. Please confirm details with the institution.
From public data
Social impact
Who Centinel Bank of Taos lends to and where its deposits are held.
- Minority Depository Institution (MDI)Recognized by the FDIC or NCUA as owned or led by people from a minority group, or as serving mainly minority communities.
- Above-average small business lending14% of its loans, compared with 11% for community banks
- Above-average home lending52% of its loans, compared with 27% for community banks
- Above-average lending to state and local governments7% of its loans, compared with <1% for community banks
Where its loans go
Its largest lending area is homes, at 52% of its loans.
- Homes 52%Community banks: 27%Mortgages and home equity loans on houses and other homes with one to four units.
- Apartment buildings 1%Community banks: 8%Loans secured by apartment buildings with five or more homes.
- Business and commercial property 24%Community banks: 43%Loans to businesses, and loans secured by offices, shops, warehouses and other commercial property.
- Construction and land 14%Community banks: 8%Loans to build homes and other buildings, and to buy and prepare land for development.
- Farms 0%Community banks: 8%Loans secured by farmland, and loans to farmers for crops, livestock and equipment.
- Consumer loans (cars, cards, personal) 2%Community banks: 3%Car loans, credit card balances and other personal loans to households.
- Other 7%Community banks: 3%All other lending, such as loans to other financial institutions, loans to governments and leases.
Where its deposits are held
Share of its deposits held at branches in each state, across 2 offices, as of 30 June 2026.
By state
- New Mexico100%
This view is based on public information, including Centinel Bank of Taos's quarterly filings with the FDIC (FDIC certificate 19904), the FDIC's Summary of Deposits and the CDFI Fund's list of certified institutions, as of 30 June 2026. Banks are compared with banks, and credit unions with credit unions. The lending figures show the loans held at the end of the quarter, so loans already sold are not included. This view is separate from the environmental responsibility rating and does not change it. It may be out of date, so please confirm details with the institution.
