Clean Energy Credit Union

CECU was created with the mission to fund clean energy at scale. It has never provided financing to fossil fuels. It's a certified B Corporation, which means it cares about people and the planet as much as profit.

Worst
Bad
OK
Good
Great
Lowest rating
Highest rating
Great
The bank is a climate leader with robust exclusion policies on fossil fuels, verified net-zero commitments, and active investment in clean energy transition.
Policies
  • Deposit Protection
Customers served
  • Personal
Services
  • Mobile banking
  • Free ATM network
Fees
  • No overdraft fee
  • No account maintenance fee
What this credit union offers
  • Interest rates: 0.12%-3.82% APY
  • Deposit protection
  • Checking accounts
  • Savings accounts
  • Free ATM network
  • No overdraft fee
  • No account maintenance fee
  • Mobile banking

Product information from Bank.Green. Please confirm details with the institution.

Where its loans go

Its largest lending area is consumer loans, at 97% of its loans. The figures come from the credit union's public filings with the NCUA for 30 June 2026 (NCUA charter 24889).

These figures show where its loans go. They are separate from its Bank.Green rating, which looks at its fossil fuel financing and its climate policies and commitments.

Clean Energy Credit Union
All credit unions, for comparison
  • Homes 0%All credit unions: 47%Mortgages and home equity loans on houses and other homes with one to four units.
  • Apartment buildings 0%All credit unions: 3%Loans secured by apartment buildings with five or more homes.
  • Business and commercial property 1%All credit unions: 8%Loans to businesses, and loans secured by offices, shops, warehouses and other commercial property.
  • Construction and land 0%All credit unions: 1%Loans to build homes and other buildings, and to buy and prepare land for development.
  • Farms 2%All credit unions: 0%Loans secured by farmland, and loans to farmers for crops, livestock and equipment.
  • Consumer loans (cars, cards, personal) 97%All credit unions: 41%Car loans, credit card balances and other personal loans to households.
  • Other 0%All credit unions: 0%All other lending, such as loans to other financial institutions, loans to governments and leases.
94%Loans as a share of depositsIts total loans divided by the deposits it holds. A higher share means more of its deposits are lent out. Above 100% means it also lends money raised in other ways.
Low-incomeDesignated as serving mainly low-income membersDesignated by the NCUA because most of its members are on low incomes.

This profile is based on public information available to Bank for Good, including quarterly filings with the FDIC or NCUA and the CDFI Fund's list of certified institutions, as of 30 June 2026. It may be out of date. Please confirm details directly with the institution.