cfsbank

From public data

Social impact

Who cfsbank lends to and where its deposits are held.

• Above-average small business lending12% of its loans, compared with 11% for community banks
• Above-average home lending78% of its loans, compared with 27% for community banks

Where its loans go

Its largest lending area is homes, at 78% of its loans.

• Homesi 78%Community banks: 27%Mortgages and home equity loans on houses and other homes with one to four units.
• Apartment buildingsi 3%Community banks: 8%Loans secured by apartment buildings with five or more homes.
• Business and commercial propertyi 12%Community banks: 43%Loans to businesses, and loans secured by offices, shops, warehouses and other commercial property.
• Construction and landi 3%Community banks: 8%Loans to build homes and other buildings, and to buy and prepare land for development.
• Farmsi 0%Community banks: 8%Loans secured by farmland, and loans to farmers for crops, livestock and equipment.
• Consumer loans (cars, cards, personal)i 4%Community banks: 3%Car loans, credit card balances and other personal loans to households.
• Otheri 0%Community banks: 3%All other lending, such as loans to other financial institutions, loans to governments and leases.

Where its deposits are held

Share of its deposits held at branches in each state, across 10 offices, as of 30 June 2026.

This view is based on public information, including cfsbank's quarterly filings with the FDIC (CFSBANK, FDIC certificate 29672), the FDIC's Summary of Deposits and the CDFI Fund's list of certified institutions, as of 30 June 2026. Banks are compared with banks, and credit unions with credit unions. The lending figures show the loans held at the end of the quarter, so loans already sold are not included. This view is separate from the environmental responsibility rating and does not change it. It may be out of date, so please confirm details with the institution.