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First Community CU

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Responsible banking

Environmental responsibility

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Extensive evidence found of sustainable banking practices.Based on Bank.Green's evaluation
How ratings work

Social impact

Where its loans go
Largest: consumer loans, 58%
No highlights
Its largest lending area is consumer loans, at 58% of its loans. From its public filings with the NCUA
See its social impact

Ready to move your money?

Open an account with First Community CU Read our step-by-step switching guide Remind me later
Policies
  • Deposit Protection
Customers served
  • Personal
  • Small businesses
Services
  • Mobile banking
  • Local branches
What this credit union offers
  • Deposit protection
  • Credit cards
  • Mortgages or loans
  • Business accounts
  • Checking accounts
  • Savings accounts
  • Mobile banking

Product information from Bank.Green. Please confirm details with the institution.

From public data

Social impact

Who First Community CU lends to.

No social impact highlights for this credit union in the public data we use. The figures below show where its loans go.

Where its loans go

Its largest lending area is consumer loans, at 58% of its loans.

First Community CU
All credit unions, for comparison
  • Homes 41%All credit unions: 47%Mortgages and home equity loans on houses and other homes with one to four units.
  • Apartment buildings 0%All credit unions: 3%Loans secured by apartment buildings with five or more homes.
  • Business and commercial property 1%All credit unions: 8%Loans to businesses, and loans secured by offices, shops, warehouses and other commercial property.
  • Construction and land 0%All credit unions: 1%Loans to build homes and other buildings, and to buy and prepare land for development.
  • Farms 0%All credit unions: 0%Loans secured by farmland, and loans to farmers for crops, livestock and equipment.
  • Consumer loans (cars, cards, personal) 58%All credit unions: 41%Car loans, credit card balances and other personal loans to households.
  • Other 0%All credit unions: 0%All other lending, such as loans to other financial institutions, loans to governments and leases.
74%Loans as a share of depositsIts total loans divided by the deposits it holds. A higher share means more of its deposits are lent out. Above 100% means it also lends money raised in other ways.

This view is based on public information, including First Community CU's quarterly filings with the NCUA (NCUA charter 67619), the FDIC's Summary of Deposits and the CDFI Fund's list of certified institutions, as of 30 June 2026. Banks are compared with banks, and credit unions with credit unions. The lending figures show the loans held at the end of the quarter, so loans already sold are not included. This view is separate from the environmental responsibility rating and does not change it. It may be out of date, so please confirm details with the institution.