Cencap Federal Credit Union
We are a full-service financial institution offering everything from checking accounts to VISA credit cards with personalized friendly service and great rates. We no longer just service Hartford area Municipal Employees, but rather we offer our services to anyone who lives, works, learns, or prays in certain underserved areas in or around the city of Hartford. We specialize in Credit Building and Repair and offer FREE Financial Literacy programs to business, organizations, and religious groups in the area. Email Marcia Lee at mlee@cencap.com to schedule a visit from Cencap.
Details
- Online Services
- Mobile Services
- Account with No Monthly Fee
Designations
-
Community
impact
analyzed
by
Mighty
Deposits
This institution reports data to the U.S. government about how it lends to small business, housing, and other community interests, and Mighty Deposits calculates what this means for you and your money. - Credit Union
-
Community
Development
Financial
Institution
(CDFI)
Community Development Financial Institutions include certified community development banks and credit unions. CDFIs provide financial services to those in historically underserved communities and to those who lack access to financing.
2nd Chance Checking
-
Minimum to Open Checking Account
$25 -
Monthly Fee
$0 -
Minimum Balance Requirement
$0 -
Overdraft Fee
$30
Can opt out to over-rafting for one-time debit card purchases to avoid fee. -
ATM Fee
Free at SUM and Allpoint ATMs
Other services or features
- Free financial literacy workshops
- Card valet
- Discounted insurance through Liberty Mutual
- Credit building
- 9.90% Fixed APR Visa Credit Card
Rates and fees are variable and often change. For the most up to date information, visit the institution’s website.
To see how this institution uses your money to lend in communities, visit their profile on Mighty Deposits.
